File vs Table

I'm not an expert developer and I have a basic doubt.

When you make the analysis of an app. You can store the

input-output data you have in two ways: in files or in databases.


My question is very simple:

Is there any criteria to use a database or a file to store some

data?

An example:

I'm making an app for a bank, and in my app I have a input file

with all the operations made in some bank office yesterday.


I have to store this file. Do I store it in a table or in a file?

Why?


Thank you very much.




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